In crypto investing, many people often buy and hold for extended periods before selling. While this strategy isn't incorrect, it may not maximize the investment's profitability. Therefore, I'd like to introduce a solution that enables borrowing, lending, and leasing to potentially increase profits by several tens of percent annually.

There are numerous projects offering lending and borrowing solutions, but I'd like to highlight one project within the Cardano ecosystem that is performing well in this regard: FluidTokens.

FluidTokens enhances the utility of digital assets by facilitating the borrowing and lending of NFTs and tokens, providing liquidity for borrowing, leasing, and other asset utilization scenarios, including:

1. Borrowing: If you hold tokens or NFTs within the Cardano ecosystem and need ADA for short-term purposes without wanting to sell your tokens or NFTs, you can collateralize them to borrow ADA. You retain control over the profit and duration of the loan. Additionally, if unsure about future asset value trends, you can place a borrowing order. If the asset appreciates significantly, you can pay interest to the lender while securing your assets; if it depreciates, you may choose not to pay interest.

2. Lending: Recognizing that each epoch floods the market with ADA, potentially devaluing your holdings due to inflation, FluidTokens offers opportunities to lend at interest rates ranging from 20% to 200% annually, depending on risk and borrower necessity.

3. Borrowing Liquidity: Similar to lending but simpler, this option allows you to create ADA liquidity for a specific asset you trust and understand well. Borrowers can execute borrowing orders if the terms you've set are suitable.

4. Leasing: If you own an NFT with practical applications but currently have no use for it, you can lease it through FluidTokens. Lessees gain usage rights without ownership (a unique feature of Cardano).

In addition to these applications, the project is also developing features such as deferred NFT purchases, bond markets, and cross-chain lending.

The advantages of borrowing, lending, and leasing on the blockchain include the use of smart contracts for execution. This simplifies the process of creating loans, finding borrowers, and ensures transparency regarding loan terms, interest rates, and repayment schedules—all done accurately and automatically.

Personal Perspective: I have personally achieved a 30% profit in one month by lending through FluidTokens. However, achieving this requires:

• Knowledge of the tokens and NFTs involved, which demands understanding and trust in the project.
• Proper valuation of collateral relative to the loan, based on the borrowing period.
• Clear awareness of potential risks, such as checking collateral liquidity and anticipating its value during the loan term.

With sufficient knowledge and risk management, idle funds can be leveraged effectively to generate additional income through attractive lending opportunities.

Disclaimer: All information provided is for informational purposes only and should not be construed as investment advice or recommendations.